Hail & Wind Damage

Dealing with storm damage can be overwhelming for property owners. Hailstones can batter roofs, dent siding, and smash windows, and strong winds can topple trees and rip structures apart. Both events leave behind costly repairs and potential safety hazards.

Understanding how to navigate the insurance claims process is crucial for recovering these losses. By staying informed about the necessary steps and requirements, property owners can expedite claims, secure fair compensation, and effectively restore their properties.

Protek can provide guidance on filing hail and wind damage claims, helping you to protect your investment and regain peace of mind.

Protek assisted this homeowner with a re-inspect from his insurance company. The new adjuster that came out, made the comment "the other adjuster must have been Ray Charles!" The new adjuster paid him $130,000 to have his home repaired. So don't think you can handle the claim on your own.

Who should I call first?

Before reaching out to your insurance company, it's advisable to call Protek first. Why call us first? Because we can give you an accurate, objective assessment complete with a full report before the insurance adjuster arrives on the scene. There is no COST for this service!

In addition, if the adjuster has any questions about the damage or what is needed to repair the roof, we can speak directly with the adjuster. This can eliminate any possible problems that may arise during the adjuster’s assessment and give you tremendous leverage when filing a claim.

The claims process can be lengthy and complicated. One mistake can hurt your claim and cost you thousands of dollars.

Contacting us first will prevent the insurance company from denying your claim. Protek will give you a fair and objective home or business inspection. An adjuster represents the insurance company, but we represent YOU! Protek can be there when you meet with the adjuster. Any questions can be directed to us, and we can answer them intelligently. We can confirm that the damage was caused by the disaster and was not pre-existing.

My Insurance Claim Was Denied

We decided to handle our own storm damage claim instead of hiring a professional:

Insurance companies are for-profit businesses and have a financial incentive to minimize payouts, especially after large-scale disasters like a hail or wind storm. This can unfortunately lead to homeowners having valid claims denied or undervalued.

Failing to provide enough proof of damage, such as photos, repair estimates, or contractor reports, can lead to denial.

If the insurance company believes the damage existed before the storm, they may deny the claim.

Offering low settlement amounts that don't cover the actual cost of repairs.

The Owner of this Home was Paid $500 Total!